Loan Calculator: Calculate Your Monthly Payments & Interest

Need to calculate loan payments? Our free online Loan Calculator makes it easy to determine monthly payments, total interest, and more. Whether you’re planning a mortgage, car loan, or personal loan, our tool provides accurate calculations instantly.

Try it now: Calculate your loan payments with our free online tool!

Why Use Our Loan Calculator?

• 100% Free: No hidden costs or subscriptions
• Instant Results: Get your calculations in seconds
• Mobile-Friendly: Works perfectly on all devices
• Multiple Calculations: Support for all loan-related calculations
• Scientific Precision: Based on standard financial formulas
• Easy to Use: Simple and intuitive interface

Available Calculation Types

Our Loan Calculator offers six powerful calculation types to help you with any loan-related scenario:

Mortgage Taxes & Insurance Calculator: Include All Costs in Your Payment

Need to calculate your complete monthly mortgage payment including property taxes, insurance, and PMI? Our free online Taxes & Insurance Calculator helps you understand the full cost of homeownership by including all components of your monthly payment. Perfect for accurate budgeting and financial planning.

Why Use Our Taxes & Insurance Calculator?

• Complete Payment: Includes all monthly costs
• PMI Calculation: Automatically factors in private mortgage insurance
• Tax Estimation: Calculates property tax impact
• Insurance Costs: Includes homeowners insurance
• Accurate Budgeting: See your true monthly payment
• Free to Use: No cost, no registration required

How to Use the Taxes & Insurance Calculator

1. Enter Loan Details

Mortgage Monthly Payment Calculator: Calculate Your Home Loan Payments

Need to calculate your monthly mortgage payments? Our free online Mortgage Monthly Payment Calculator makes it easy to determine your monthly payments, total interest, and more. Whether you’re planning to buy a home or refinance your existing mortgage, our tool provides accurate calculations instantly.

Why Use Our Mortgage Monthly Payment Calculator?

• 100% Free: No hidden costs or subscriptions
• Instant Results: Get your calculations in seconds
• Mobile-Friendly: Works perfectly on all devices
• Comprehensive: Includes principal, interest, taxes, and insurance
• Scientific Precision: Based on standard mortgage formulas
• Easy to Use: Simple and intuitive interface

How to Use the Monthly Payment Calculator

1. Enter Loan Details

Mortgage Extra Payments Simulator: See How Additional Payments Impact Your Loan

Want to see how extra payments can help you pay off your mortgage faster and save on interest? Our free online Extra Payments Simulator shows you exactly how additional payments affect your loan term, total interest, and payoff date. Perfect for planning your mortgage payoff strategy and maximizing your savings.

Why Use Our Extra Payments Simulator?

• Multiple Payment Types: Simulate monthly or lump sum payments
• Visual Comparison: See before and after scenarios
• Interest Savings: Calculate total interest saved
• Time Reduction: See how much time you can save
• Downloadable Results: Export your comparison as CSV
• Free to Use: No cost, no registration required

How to Use the Extra Payments Simulator

1. Enter Loan Details

Mortgage Down Payment Impact Visualizer: See How Down Payment Affects Your Loan

Want to understand how different down payment amounts affect your mortgage? Our free online Down Payment Impact Visualizer shows you how your down payment influences your monthly payments, interest rates, and overall loan costs. Perfect for making informed decisions about your home purchase.

Why Use Our Down Payment Impact Visualizer?

• Visual Analysis: See payment changes graphically
• Multiple Scenarios: Compare different down payments
• Rate Impact: Understand interest rate changes
• PMI Calculation: See PMI requirements
• Interactive Charts: Visualize payment trends
• Free to Use: No cost, no registration required

How to Use the Down Payment Impact Visualizer

1. Enter Property Details

Mortgage Amortization Schedule: View Your Complete Payment Breakdown

Want to see exactly how your mortgage payments break down over time? Our free online Mortgage Amortization Schedule Calculator provides a detailed view of your payment schedule, showing how each payment is split between principal and interest. Perfect for understanding your loan’s complete timeline and planning your financial future.

Why Use Our Amortization Schedule Calculator?

• Detailed Breakdown: See principal and interest for each payment
• Multiple Views: Choose between yearly or monthly schedules
• Downloadable: Export your schedule as CSV
• Visual Clarity: Easy-to-read payment breakdown
• Accurate Calculations: Based on standard amortization formulas
• Free to Use: No cost, no registration required

How to Use the Amortization Schedule Calculator

1. Enter Loan Details

Mortgage Affordability Calculator: Determine How Much House You Can Afford

Want to know how much house you can afford? Our free online Affordability Calculator helps you determine your maximum home price based on your income, expenses, and financial situation. Perfect for setting realistic home-buying goals and planning your purchase.

Why Use Our Affordability Calculator?

• Income-Based: Calculates based on your earnings
• DTI Analysis: Considers debt-to-income ratio
• Complete Budget: Includes all housing costs
• Realistic Limits: Sets practical price ranges
• Detailed Breakdown: Shows payment components
• Free to Use: No cost, no registration required

How to Use the Affordability Calculator

1. Enter Income Details